We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can support you through any hard circumstances you might suffer. We won't turn the lights off when the times get hard, like some other invoice factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's not practical for you to choose which invoice factoring business is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the most suitable match for your business - whether it's with us or another invoice factoring company.

We have a vast network of invoice factoring industry counterparts, these trusted relationships were earned over 20+ years in the business. So, when you take some time to tell us about your needs, we have no doubt that you will find exactly what you need..

Many invoice factoring firms let you select and choose your customers to factor. Except a handful of them generally have a minimum dollar amount in order to work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will force you into invoice factoring when you don't need it.

Many invoice factoring firms fees are contorted. You'll need to rent a metal detector to uncover those fees. Be rest assured, We do not behave this way.  We are flat out upfront about our fees. When you apply, you are given a truthful, no obligation rate offer with the fee for your company. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring businesses are financed by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Like you, we are like-minded business people and we can truly appreciate what it takes to run a business. We listen to your story, learn your struggles. Based on that information we will put together a tailor-made solution for you. Many factoring businesses especially the Silicon Valley ones mostly look for the algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Many invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the invoice factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also track each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to work on them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay ahead of negative payment trends. This is essential to avoid unnecessary write-offs.

Our company incorporates advanced technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Many other companies don’t even come close.